Built for U.S. Insurance

Accurate insurance commissions, automated.

CommissionIQ replaces Excel sheets and guesswork with a single platform that reconciles every carrier statement, calculates splits across your hierarchy, and gives agencies, FMOs, brokers and independent agents the real number — in real time.

  • No more spreadsheets
  • Catch missing commissions
  • Multi-carrier sync
  • 1099 ready
Commission Dashboard

MTD Paid

$184,920

Recovered

$12,340

Pending

$8,710

Monthly commissions across carriers

Reconciled with UnitedHealthcare, Aetna, Humana

The Excel trap

  • Hours wasted copying statements row by row
  • Formula errors compounding across tabs
  • Missing or overpaid commissions go unnoticed
  • No visibility for sub-agencies or downline agents

The CommissionIQ way

  • Automatic carrier sync and statement parsing
  • Built-in rate tables per carrier and state
  • Real-time reconciliation flags discrepancies
  • Hierarchy-aware splits for agency, sub-agency & agent

Everything you need

One platform for every commission dollar

From carrier login to 1099 — CommissionIQ covers the entire commission lifecycle.

Carrier connections & uploads

Sync directly with major carriers or drop CSV/PDF/XLSX statements. We parse, validate and map them automatically.

Accurate commission math

Built-in rate tables per carrier, product and state. No more formula bugs or stale lookup tabs.

Hierarchy & splits

Agency, sub-agency, agent and FMO overrides — calculated in real time with full audit trail.

Reconciliation alerts

Instantly see missing, late, or overpaid commissions and recover what's owed.

Reports & analytics

Daily, weekly, monthly and by-state reports. Export to CSV or PDF in one click.

1099 ready

Capture EIN and business info now — generate clean 1099s for every producer next January.

Audit log

Every edit, connect, disconnect and upload is timestamped and searchable.

Real-time KPIs

Watch paid, pending, recovered and projected commissions update as data flows in.

Multi-FMO & multi-CRM

Connect more than one FMO, broker or CRM sub-account — see the full picture in one view.

Built for the whole industry

Designed for how insurance actually works

Insurance Agencies

Manage producers, sub-agencies, overrides and statements in one place.

FMOs

Track every downline agency and agent, with upline overrides reconciled automatically.

Brokers

Multi-carrier, multi-state book of business — accurate splits, every cycle.

Independent Agents

Your personal commission table — connect carriers and know exactly what you're owed.

How it works

Live in minutes, accurate forever

1

Connect your carriers & CRM

One-click integrations or upload statements. Bring in policies, clients and premiums.

2

We reconcile automatically

Rate tables, splits and overrides applied in real time. Discrepancies surfaced instantly.

3

Report, recover, repeat

Live dashboards, exportable reports, and 1099-ready records for every producer.

Save money. Save hours.

Agencies recover 3–8% of revenue in missed commissions.

Every month, agencies lose money to unposted policies, wrong rates, and chargebacks that slip past spreadsheets. CommissionIQ finds them automatically and shows you the receipts.

Calculate my savings

30+ hrs

Saved per month

100%

Statement coverage

<60s

To reconcile

0

Spreadsheets needed

Stop reconciling. Start growing.

Set up your agency or independent profile in under 10 minutes. No credit card required.